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Products and Services

Personal Checking Account

The minimum required to open this account is $50.00. You must maintain a daily balance of $500.00 to avoid a service charge. If the balance falls below $500.00 any day during your statement cycle the fee will be $5.00 a month. This is a non-interest bearing account.

Savings Account

The minimum required to open this account is $50.00. Transfers from Savings Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by draft, debit card, or similar order to third parties are limited to six per calendar month. An excess withdrawal fee of $1.00 will be charged for each debit transaction in excess of six during a calendar month. A maintenance service charge of $3.00 will be imposed every month if the balance in the account falls below $200.00 any day of the month. Statements will be mailed quarterly.

Certificate of Deposit

IRA's

Debit Cards/Master Money Cards

Consumer Loan Products

  1. Residential Real Estate
    • Home Construction
    • Remodeling
    • Additions
    • Improvements
    • Home Equity Lines of Credit
    • 1st and 2nd Mortgages and Non Owner Occupied
  2. Auto Loans
    • New Cars
    • Used Cars
    • Boats & RV's
  3. Personal Loans
  4. Overdraft Lines of Credit

Don't let another year go by without taking that vacation or buying that new car you're eyeing. Whether it is a loan to consolidate debts or you are just running short at the end of the month. Whatever dream you have, First National Community Bank has the lending team and expertise to help you with your financing.

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