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Business Loans

Local Bank. Local Decisions®.

First National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of businesses in our community. As a community bank, decisions are made locally and our banking professionals can handle all your financial needs and provide solutions customized to your unique needs.

We pride ourselves in our experienced staff of familiar local Commercial Relationship Managers and bankers that collectively bring over 340 years of banking experience to serve you and understand your community better than anyone else.

We are proud to offer a full range of competitively priced business and commercial loans that are designed for your businesses' specific needs with prompt, professional service plus the flexibility to customize loans to manage your cash flow or grow your business. We offer:

Small Business Administration (SBA) Loans

  • 7aSBA
  • 504 SBA
  • USDA Business and Industry Loans
  • Business Lines of Credit
  • Term Loans
  • Working Capital

Our Loans Offer:

  • Competitive Rates
  • Fixed Variable Rates
  • Flexible Repayment Terms
  • Predicable Monthly Payments or Lump Sum Options
  • Secured and Unsecured Loans Available

Apply for your Business Loan today!

Contact your local Commercial Relationship Manager or your local branch to speak with one of our lending professionals.

Adairsville - SBA Lender

Bill Holmes NMLS# 509306 (713) 410-1047 /


Jerry Chatman NMLS# 810997 (706) 307-7192 /

Brenda Bowling NMLS# 663967 (706) 307-7189 /


Jerry Dennis NMLS# 1613704 (770) 387-5513 /

Racquel Patterson NMLS# 955737 (770) 387-5501 /

Daniel West NMLS# 1140908 (770) 387-5506 /


Julia Baggett NMLS# 733034 (706) 422-5111 / 

Benjamin Longley NMLS# 1760592 (706) 422-5102 /


Jerry Chatman NMLS# 810997 (706) 307-7192 /

Dalton (Northgate Drive)

Gary Middleton NMLS# 732453 (706) 712-0560 /

Dalton (Thornton Avenue)

Brad Ramsey NMLS# 1895133 (706) 712-0551 /


Alex Crenshaw NMLS# 1306143 (678) 708-1600 /

Jason Faulkner NMLS# 679594 (470) 567-8959 /


Kay Chumbler NMLS# 684345 (706) 378-5294 /

Beth Summer NMLS# 684353 (706) 378-3975 /

Clem Trammell NMLS# 793106 (706) 413-4185 /


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