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Mortgages

We understand that buying a home is one of the most important financial decisions of your life. Our Mortgage Team is composed of experienced mortgage professionals committed to providing you with the right mortgage product for your family's unique needs, while providing the best in prompt, friendly, hometown home loan service. There is no better place to borrow money to buy your home than your local community bank. We offer low rate mortgages with 10, 15, 20 and 30 year terms.

  • Conventional Mortgage Loans
  • Adjustable Rate Mortgages
  • First-Time Homebuyers Program
  • 100% Financing Programs
  • FHA, VA, Bridge Loans

Prequalify

Begin your journey for a new home by prequalifying for your home loan. Simply click here or contact one of our mortgage professionals today.

Rome

Karren Green-Holbert NMLS# 537284
(706) 378-5311 / karren.green@fncbank.com

Cheryl Brannon NMLS# 1536728
(706) 378-5307 / cheryl.brannon@fncbank.com

Dalton

Alan Smith NMLS #1617224
(706) 278-5626 / alan.smith@fncbank.com

Marla Zuspan NMLS #603121
(706) 483-3811 / marla.zuspan@fncbank.com

Easton Ridley  NMLS #2229124
(706) 483-4216 / easton.ridley@fncbank.com

Calhoun

Anthony Gallman NMLS #2232071
(706) 264-6941 / anthony.gallman@fncbank.com
 

Mortgage calculators

To view our Mortgage Calculators view our calculators page.

Calculators

Home Loan Tool Kit

The Consumer Financial Protection Bureau (CFPB) has provided a Home Loan Tool Kit which provides a step-by-step guide to home buying or borrowing for a home loan.

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