Choose The Right Business Credit Card For You
First National Community Bank’s Visa Business Platinum credit cards will allow you to build your business and discover your growth potential without having to worry about financing options. Enjoy online account management capabilities that let you oversee your business activity at a glance. It’s easy, comprehensive, and once you start using it, you’ll wonder what you ever did without it!
We offer two Business credit cards with competitive rates and cashback options that allows you to have more control over your expenses. Enjoy expense management tools, EMV smart chip technology for added security, and mobile payment capability for added convenience.
All of our business credit cards come with these great benefits:
Manage Your Expenses: Advanced reporting and tracking tools including account alerts to track payments, monitor your balances, and routine itemized statements to track all your purchases.
Online Account Management: Enjoy 24/7 online access to your account including the ability to update your profile information, streamline account reconciliation and add multiple users.
Visa Zero Liability: Protect your account by only paying for what you purchase. With Visa Zero Liability, you won’t be responsible for any unauthorized purchases conducted through your account.
Availability: Accepted at millions of locations and ATMs, worldwide giving you the flexibility to spend as you want.
Flexibility: No annual fees for the Business Platinum Card and an annual fee for the Business Cash Back Card.
Card Valet: A service that helps you control your cards through your mobile device, making it easy to set alerts and manage your finances on the go.
Visa Business Platinum Credit Card
This powerful business credit card features no annual fees and is protected by Visa’s Zero Liability Policy.
No annual fee
Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate +12.00%
0% intro APR on purchases for the first 7 billing cycles after account opening
Manage expenses 24/7
Track purchases on itemized statements
Improve cash flow with added buying power for your business
Unlimited cardholders
Make business purchases around the world
Manage payment options and transactions online
Set account alerts to track payments and balances online
Visa Business Platinum Cashback Rewards Credit Card
Earn 1% cash back on all qualifying purchases up to $100,000 annually – from office supplies to travel expenses with an annual fee.
$79 annual fee
Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate +10.00%
1% cash back on all purchases, up to $1,000 annually. Cash back is an automatic credit to the credit card
All business accounts have access to an online expense management tool (see account disclosures for full details)
Track purchases on itemized statements
Improve cash flow with added buying power for your business
Unlimited cardholders
Make business purchases around the world
Manage payment options and transactions online
Set account alerts to track payments and balances online
Prime Rate: The APR will vary based on changes in the Prime Rate published in The Wall Street Journal. As of the date shown above, the Prime Rate was 8%. To determine the APRs for Purchases, Balance Transfers, and Cash Advances, for the Business Platinum Cash Back Card we add 10.00% to the Prime Rate, and for the Business Platinum Card we add 12.00% to the Prime Rate.