Business Loans
Local Bank. Local Decisions.
First National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of businesses in our community. As a community bank, decisions are made locally and our banking professionals can handle all your financial needs and provide solutions customized to your unique needs.
We pride ourselves in our experienced staff of familiar local Commercial Relationship Managers and bankers that collectively bring over 340 years of banking experience to serve you and understand your community better than anyone else.
We are proud to offer a full range of competitively priced business and commercial loans that are designed for your businesses' specific needs with prompt, professional service plus the flexibility to customize loans to manage your cash flow or grow your business.
All of our Business Loans come with these great benefits:
Competitive Rates (Fixed & Variable)
Local Decision Making
Flexible Repayment Terms
Predicable Monthly Payments or Lump Sum Options
Secured and Unsecured Loans Available
100% Financing Available Under Qualifying Terms
Business Lines of Credit
Keep productivity moving with a business line of credit for your operational needs such as inventory, seasonal fluctuations and working capital.
The funds are available when you need them and as a revolving credit, as the principal is repaid, more funds become available for use. Plus, you only pay interest on the part of credit that is used.
Commercial Real Estate Loans
We offer competitive rates for the purchase, refinance, or construction of commercial properties and owner-occupied or investment properties, plus the added benefit of working with our experienced team who knows your local real estate market.
Equipment Loans
Equipment loans can help keep your business at the top of your game and a step ahead of your competition.
Investment Property Loans
Our Investment Property Loans allow you to purchase or refinance investment properties both for existing properties and new construction.
Small Business Administration (SBA) Loans
Small Business Administration (SBA) Loans are a great tool for both established and start-up businesses to increase purchasing power and offer the ability to refinance.
SBA Loans generally offer lower payments and extended terms for a variety of business needs, such as: Commercial real Estate Purchases, Business Acquisition, Construction, Equipment, Expansion and Working Capital. We have several SBA lending options available:
504 SBA
USDA Business and Industry Loans
Business Lines of Credit
Term Loans
Working Capital
Our Loans Offer:
Competitive Rates
Fixed Variable Rates
Flexible Repayment Terms
Predicable Monthly Payments or Lump Sum Options
Secured and Unsecured Loans Available
Apply for your Business Loan today!
Contact your local Commercial Relationship Manager or your local branch to speak with one of our lending professionals.
Adairsville
Bill Holmes NMLS# 509306 (713) 410-1047 / Email Bill
Calhoun
Brenda Bowling NMLS# 663967 (706) 307-7189 / Email Brenda
Michael Wilson NMLS#1614907 (706) 307-7192 / Email Michael
Cartersville
Jason Faulkner NMLS# 679594 (470) 567-8959 / Email Jason
Jerry Dennis NMLS# 1613704 (770) 387-5513 / Email Jerry
Racquel Patterson NMLS# 955737 (770) 387-5501 / Email Racquel
Chatsworth
Christina Smith NMLS# 2687496 (706) 422-5111 / Email Christina
Chattanooga and Dalton
Gary Middleton NMLS# 732453 (706) 712-0560 / Email Gary
Dalton (Thornton Avenue)
Brad Ramsey NMLS# 1895133 (706) 712-0551 / Email Brad
Paulding
Chris McIntosh NMLS# 1698388 (470) 567-8725 / Email Chris
Rome
Beth Summer NMLS# 684353 (706) 378-3975 / Email Beth
Blakely Hall NMLS# 1554195 (706) 378-5294 / Email Blakely
Clem Trammell NMLS# 793106 (706) 413-4185 / Email Clem