New account pairs security, lifestyle, and employee benefits with expanded treasury management support and the promotion of Sam Branch to Treasury Management Officer.
Chatsworth, Ga., April 1, 2026 – First National Community Bank (FNCB), the wholly owned subsidiary of First Chatsworth Bankshares, Inc., announced the launch of First Preferred Business Checking, an enhanced business checking account designed to deliver comprehensive financial tools, security protections, and lifestyle benefits for small business owners and their employees. The account features a robust suite of services that help business owners better protect their data and systems while strengthening their overall banking relationship through a single, convenient account.
To further support the bank’s growing business customer base, FNCB also announced the promotion of Sam Branch to Treasury Management Officer. In his new role, Branch will work directly with new and existing business customers to implement treasury management solutions—including ACH services, wire capabilities, and remote deposit capture—that often accompany new business banking relationships. His role helps ensure that businesses opening accounts such as First Preferred Business Checking can seamlessly access the full range of cash management tools and treasury management services available through FNCB. Branch previously served as a Branch Manager with the bank and brings extensive experience supporting local businesses and community members.
The new First Preferred Business Checking account reflects the growing demand from small businesses for banking solutions that combine financial services with protection against cybersecurity and identity-related risks. First Preferred Business Checking account goes beyond traditional banking by combining essential business account features with a suite of protection and monitoring services designed to help businesses safeguard their operations while providing meaningful benefits to business owners, including data breach solutions, identity theft protection, legal services, private Wi-Fi protection, and cell phone protection. Employees of participating businesses can also access benefits such as telehealth (this is not insurance) online health visits, identity theft protection and resolution services, health discounts, and shopping rewards.
“Local businesses are the backbone of our communities, and they deserve banking solutions that go beyond the basics. Our new First Preferred Business Checking account represents our unwavering commitment to how we serve our business customers. While similar concepts exist in the broader market, options like this remain relatively uncommon among community banks in our markets, allowing us to provide a unique value proposition for business customers. By pairing everyday banking tools with valuable protection services and employee benefits, we’re delivering a solution designed to support businesses as they grow and navigate today’s increasingly complex environment,” said Ryan Earnest, President and Chief Executive Officer of First National Community Bank.
In addition to the enhanced protections and benefits, the account includes a full suite of banking conveniences such as unlimited check writing, online banking with bill pay, eStatements, debit card, mobile banking app, and Apple Pay, Google Pay, and Samsung Pay. Businesses will also have access to the bank’s 24-hour teller phone line, along with treasury management services including wire transfers, ACH services, and remote deposit capture. The account requires a $50 minimum deposit to open and includes a $9.99 monthly maintenance service fee, which is waived with an average monthly balance of $10,000 or more.
The introduction of this new account aligns closely with the bank’s expanded Treasury Management capabilities. In his new role as Treasury Management Officer, Sam Branch will work directly with business clients to implement services that streamline operations and support business growth.
“This new account gives us an opportunity to offer a checking product with unique and meaningful benefits and distinctive protections. At the same time, it allows us to serve our business customers more comprehensively. If they need treasury management services such as ACH, wire capabilities, remote deposit capture, and other Treasury related services, we can provide everything they need with a dedicated employee focused on helping them implement and manage those solutions,” said Sam Branch, Treasury Management Officer at First National Community Bank.
First Preferred Business Checking will be available beginning April 1, 2026, at all First National Community Bank locations. The launch represents an important expansion of the bank’s business banking offerings and its continued commitment to supporting the growth and success of local businesses.
Businesses interested in learning more about the new First Preferred Business Checking account or treasury management services are encouraged to contact their local branch or visit the bank’s website: https://fncbank.com.
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About First Chatsworth Bankshares Inc.: Founded in 1975, First National Community Bank, the wholly owned subsidiary of First Chatsworth Bankshares, Inc., has approximately $710 million in total assets and $614 million in total deposits. We are a locally owned community bank with our branches located within a contiguous footprint throughout northwest Georgia with local decision making, exemplary customer service and extraordinary involvement in the communities we serve. The Bank operates 11 banking offices in Adairsville, Calhoun, Cartersville, Chatsworth, Dallas, Dalton (2 banking office locations), Eton and Rome (3 banking office locations), a mortgage office in Dalton and loan production in Chattanooga, Tennessee. For more information, visit www.fncbank.com. Member FDIC. Equal Housing Lender.